Do Your Ringgit Right
Do your Ringgit right,
state by state.
Real Belanjawanku 2024/2025 cost data for every Malaysian state — not national averages. EPF modeling, Monte Carlo outcomes, and an AI copilot to help you do your Ringgit right.
Grounded in real data
Every estimate is built on the Belanjawanku 2024/2025 dataset from Universiti Malaya's SWRC.
Transparent assumptions
EPF RIA framework defaults, inflation and return assumptions fully editable and documented.
Monte Carlo, not guesswork
Full Plan runs 10,000 simulations to show the probability your plan actually survives.
60 seconds
Quick Check
Answer nine questions. Get a tier and a monthly number.
Open10 minutes
Full Plan
EPF 3-account modeling, assumptions, Monte Carlo, and an action plan.
OpenConversational
Coming SoonAI Copilot
Upload an EPF statement or chat through what-ifs.
Soon